Do I need to know crypto to use CeyPay?

No. Customers pay in crypto, but you receive rupees directly. No crypto handling, no learning curve.

Is CeyPay legal to use in Sri Lanka?

Yes. You receive LKR through licensed exchange partners. No claims of legal tender and no regulatory friction.

How fast do I get my settlement?

Same-day within 24 hours or next-day depending on your payout schedule.

What fees do merchants pay?

CeyPay offers zero setup fees and a simple, low fee per transaction. No hidden charges.

What currencies can customers pay with?

They can pay using supported crypto assets via our exchange partners. You only receive rupees.

Will this complicate my accounting?

No. You receive LKR and record it like a normal sale. Your accountant can follow regular bookkeeping.

Do customers actually use crypto to pay?

Yes. Customers already use crypto to pay at cafés, hotels, retail stores, and online shops that use CeyPay including W15 collections to WooCommerce merchants, with strong tourist demand. We bring the customers to you.

How hard is it to get started?

Less than 5 minutes to apply. Once approved, we set up your POS or QR and you can start accepting payments immediately.

What support do I get?

You get local support via Ceylon Cash plus a dedicated hotline for settlement or transaction issues.

TL;DR: Today we're launching CeyFi (CeyPay Finance), the everyday app for crypto users in Sri Lanka. If you hold crypto on CEXs like Binance, Bybit or KuCoin, CeyFi is the one app you need to pay your bills, cash out crypto straight to your own bank account and send rupees to friends, all settled in LKR. CeyFi is free to try at fi.ceypay.io.

Over the past year, CeyPay has helped Sri Lankan businesses accept crypto and get paid in rupees. Cafés, hotels and online stores now take payments through Binance Pay, Bybit Pay and KuCoin Pay, with every sale settled to a local bank account.

But the people paying those merchants have a problem of their own. More and more Sri Lankans earn, save or receive money in crypto. Freelancers get paid by clients abroad, families receive support from relatives overseas, and many people simply keep part of their savings in stablecoins. Turning that balance into something useful at home usually means P2P trades with strangers, waiting on transfers and checking every step yourself.

CeyFi is built to fix that. It's one everyday app for crypto users, where the crypto you already hold works like money at home: for bills, for your bank account and for the people you pay. CeyPay is for businesses. CeyFi is for you.

CeyFi app showing a USDT cash-out converted to Sri Lankan rupees — CeyFi turns the USDT on your exchange into rupees in your own bank account.

Pay your bills from your exchange balance

CeyFi covers the bills most households pay every month: electricity (CEB and LECO), water (NWSDB), mobile reloads for Dialog, Mobitel, Hutch and Airtel, plus internet, TV, insurance, finance companies, and taxi and driver wallets.

Type a phone number and CeyFi finds the network for you. Save the accounts you pay often, pay several at once, and CeyFi checks your saved billers every morning so you know when something is due. Bill payments and reloads are free, and you don't even need an account to pay one.

Overview of CeyFi features: cashing out stablecoins, paying bills and mobile reloads — Bills, reloads and cash-outs, all from the balance you already have on your exchange.

Cash out USDT, paid straight to your bank

Cashing out takes three simple steps: enter how much USDT you want to cash out, pick Binance Pay, Bybit Pay or KuCoin Pay, and approve the payment in your exchange app. That's it. The rupees go straight to your own bank account, with more than 25 Sri Lankan banks supported.

Before you confirm, CeyFi shows the rate, the fee and the exact amount you'll receive, and holds that rate for 30 seconds while you check. The rate you see is the rate you get. Payouts arrive instantly, and you can follow every cash-out live in the app.

CeyFi review screen showing the rate, fee and amount before confirming a cash-out — Every cash-out shows the rate, the fee and what you'll receive before you confirm.

Send rupees to anyone on CeyFi

Claim your own @username and choose a verified bank account to receive money. Friends and family can then send you rupees from their exchange balance, and it lands in your bank, not in yet another app.

Friends: a chat-style history with each person you send money to and from.
Pay-me links: share one link and anyone on CeyFi can pay you.
Claim links: send money to anyone, even someone who isn't on CeyPay yet, with a link and a separate code to unlock it.

Binance, Bybit and KuCoin connected to Sri Lankan banks through CeyFi — From your exchange to your bank, with live status on every payment.

Pay in one tap with Binance Direct Debit

Approving every payment in your exchange app gets old quickly. Turn on Binance Direct Debit once, set your own limit per payment, and pay bills in one tap after that. Prefer to approve each payment yourself? One-time approval is always there too.

Binance is live today, with more exchanges coming soon.

An app, without the app store

CeyFi runs in your browser and installs like a native app. Open fi.ceypay.io on your phone, add it to your home screen, and it opens full screen with its own icon. There's nothing to download from a store, and it stays up to date on its own.

Sign in with your mobile number, a passkey, email, Google or Apple. Every cash-out, transfer and bill payment shows up in Activity with a PDF receipt, and you can download statements whenever you need them. Paying in public? Put your phone face down and your balances hide automatically.

Fees and limits

Bill payments and reloads: free.
Cashing out USDT or sending money: a small fee, shown on every quote before you confirm.
Exchange fees: set by Binance, Bybit or KuCoin.
Limits: per cash-out and daily limits depend on your verification level. You can see yours anytime under Fees & limits in the app.

Built to be safe

Identity checks are handled by Didit, and cashing out USDT or adding a bank account requires a verified account. Every account goes through AML, counter-terrorist financing and sanctions screening.

We will never ask for your private keys, one-time codes or passkeys. If anyone does, it isn't us. Report it to our support team straight away.

What's next

We're adding more exchanges for direct funding, and working on a way to buy USDT with rupees straight from your bank. We'll share more as each one is ready.

Get started with CeyFi

Open finance.ceypay.io on your phone and add it to your home screen.
Sign in with your mobile number, a passkey, email, Google or Apple.
Pay your first bill right away, or verify your identity and add your bank account to cash out USDT and receive money.

CeyFi is available today across Sri Lanka. We're also launching on Product Hunt today, and we'd love your support and feedback there.

Open CeyFi

Support our launch on Product Hunt.

Frequently asked questions

Do I need an account to pay a bill?

No. You can pay bills and reloads as a guest. You'll need an account, and a verified identity, to cash out USDT, add a bank account or receive money.

How long does a payout take?

Instantly. Rupees land in your bank as soon as you approve the payment.

Which exchanges can I pay from?

Binance Pay, Bybit Pay and KuCoin Pay. Direct Debit is available with Binance today.

Where can I get help?

Open Help in the app, or email us at [email protected].

ℹ️

CeyFi is operated by Ceylon Cash (Pvt) Ltd (Reg. PV00263673). Our Virtual Asset Service Provider (VASP) regulatory status is pending confirmation under Sri Lanka's evolving regulatory framework. Digital assets are not legal tender in Sri Lanka, are not issued or guaranteed by the Central Bank of Sri Lanka, and can lose value. Blockchain transactions can't be reversed, so always check payment details before you confirm. This post is for information only and is not financial advice.