# CeyPay — Full Site Content > CeyPay is Sri Lanka's crypto payment gateway operated by Ceylon Cash (Private) Limited. Merchants accept crypto payments from customers and receive instant settlement in Sri Lankan Rupees (LKR). --- ## About CeyPay CeyPay enables Sri Lankan merchants to accept payments in Bitcoin, USDT, and other supported cryptocurrencies. Merchants never handle crypto — they simply receive LKR through Ceylon Cash's licensed exchange partners. **Tagline:** Accept digital currency. Get paid in Sri Lankan Rupees. **Sub-tagline:** No wallets. No crypto knowledge. No extra steps. **Description:** Your customer pays in USDT or crypto — you receive LKR straight into your bank account. **Company:** Ceylon Cash (Private) Limited **Website:** https://www.ceypay.io **Contact:** hello@ceypay.io **Primary market:** Sri Lanka --- ## How It Works 1. A customer pays using supported crypto assets (Bitcoin, USDT, Ethereum, USDC, and 50+ others) via the merchant's CeyPay QR code, payment link, or POS terminal. 2. CeyPay processes the payment through Ceylon Cash's licensed exchange partners. 3. The merchant receives LKR settlement — same-day within 24 hours or next-day depending on payout schedule. Merchants record the payment like any normal sale. No crypto accounting, no wallet management, no learning curve. --- ## Key Benefits ### Native Crypto Audience CeyPay has built a passionate crypto-ready community. Merchants can reach more customers online and offline through CeyPay's existing user base. ### Lowest Transaction Fees Low transaction fees mean more profits for merchants. CeyPay grows when merchants grow. ### 50+ Cryptocurrencies and Stablecoins CeyPay supports over 50 cryptocurrencies and stablecoins, including USDT, Bitcoin, Ethereum, and USDC — covering 95% of market demand. --- ## For Business — Feature Details ### Reach New Customers Tap into a fast-growing audience that prefers paying in digital currency. - **Tourist spending:** Capture foreign crypto spenders who already use digital payments daily. - **New payment preferences:** Serve customers who choose USDT, BTC, or ETH over traditional cards. - **Higher conversion:** Reduce friction and offer more ways for customers to pay. ### Save on Fees Cut down payment processing costs compared to traditional card rails. - **Lower transaction fees:** Crypto settlement is cheaper than card processors or bank payments. - **Zero setup fees:** Start accepting payments with no onboarding or installation costs. - **Transparent pricing:** No hidden charges, no surprise deductions, no monthly commitments. ### Go Global Accept payments from anywhere in the world with no borders or banking restrictions. - **Borderless payments:** Crypto works internationally without international bank limits. - **Perfect for exporters:** Freelancers, agencies, and online stores can get paid instantly from abroad. - **Instant conversions:** Customer pays in crypto — merchant instantly receives Sri Lankan Rupees. ### 24/7 Near-Instant Settlement Pay and get paid without weekend delays or banking downtime. - **Always available:** Transactions work around the clock — no banking hours. - **Fast LKR payouts:** Receive rupees in your local bank with real-time settlement windows. - **No volatility exposure:** Crypto is converted instantly to LKR, avoiding price fluctuations. ### 50+ New Payment Options Accept Bitcoin, Ethereum, USDT, USDC and top crypto assets — covering nearly all global users. - **Support for major coins:** Cover 95% of market demand with top crypto assets. - **Flexible checkout:** Customers choose the token they prefer, online or in-store. - **Future-ready:** New assets and integrations added as the ecosystem grows. ### Forget About Chargebacks Crypto payments are irreversible — removing fraud and chargeback risks entirely. - **Zero chargeback fraud:** Transactions cannot be reversed by the payer after approval. - **Stronger merchant protection:** Reduce losses from disputes and unauthorized card usage. - **Predictable revenue:** Stable settlement without unexpected returns or deductions. --- ## Pricing ### Standard Plan (Startup & Growing Merchants) - Perfect for small to mid-size businesses - **Transaction fee:** Up to 2% max (applies only to successful payments) - **Monthly fee:** $10/month — only charged in months where you receive a transaction - **Features:** - Accept crypto and receive LKR near instantly - No technical setup required - Instant conversion to LKR (no volatility) - 24/7 support ### Custom Plan (Enterprise) - Tailored pricing for large merchants and payment volumes - **Pricing:** Volume-based — contact hello@ceypay.io - **Features:** - Volume-based pricing for high transactions - Custom settlement cycles and integrations - Advanced reporting and API access - Dedicated account manager - White-label support --- ## Merchant Use Cases CeyPay works for: - Cafés and restaurants - Hotels and guesthouses - Retail stores - WooCommerce and online merchants - Freelancers and agencies receiving international payments - Exporters and businesses accepting payments from abroad - Any Sri Lankan business wanting to accept international crypto payments --- ## Getting Started 1. Apply at https://www.ceypay.io/early-access — takes less than 5 minutes. 2. Once approved, CeyPay sets up your POS or QR code. 3. Start accepting crypto payments immediately. No technical setup required. Merchants who apply also appear on the public leaderboard where the community votes for their favourite businesses. Top 10 get priority onboarding and PR features. View the leaderboard: https://www.ceypay.io/leaderboard --- ## Frequently Asked Questions **Do I need to know crypto to use CeyPay?** No. Customers pay in crypto, but you receive rupees directly. No crypto handling, no learning curve. **Is CeyPay legal to use in Sri Lanka?** Yes. You receive LKR through licensed exchange partners. No claims of legal tender and no regulatory friction. **How fast do I get my settlement?** Same-day within 24 hours or next-day depending on your payout schedule. **What fees do merchants pay?** Zero setup fees. Transaction fee is up to 2% max (only on successful payments) plus a $10/month platform fee — only charged in months where you receive a transaction. No hidden charges. **What currencies can customers pay with?** They can pay using supported crypto assets via our exchange partners. CeyPay supports over 50 cryptocurrencies and stablecoins including USDT, Bitcoin, Ethereum, and USDC. Merchants only receive rupees. **Will this complicate my accounting?** No. You receive LKR and record it like a normal sale. Your accountant can follow regular bookkeeping. **Do customers actually use crypto to pay?** Yes. Customers already use crypto to pay at cafés, hotels, retail stores, and online shops that use CeyPay. This includes WooCommerce merchants and physical merchants, driven largely by strong tourist demand. CeyPay actively brings customers to merchants through community, partnerships, and visibility. View real merchant activity at https://www.ceypay.io/leaderboard. **How hard is it to get started?** Less than 5 minutes to apply. Once approved, CeyPay sets up your POS or QR and you can start accepting payments immediately. **What support do I get?** Local support via the CeylonCash team, backed by a community of 1,000+ active members. The team is always available to help with onboarding, settlements, and transaction-related questions. Join the CeyPay community on Telegram for real-time support and updates: https://t.me/ceypayio. **Do I need any special devices?** No. You can accept payments using a QR code, payment link, or a free POS device if eligible. **Can I offer refunds?** Crypto payments are instant and final. Once a payment is completed on-chain, it cannot be reversed or double-spent. This means there are virtually no chargebacks, with over 99.9% of transactions being final. If a merchant chooses to issue a refund, it can be handled manually off-chain or through settlement adjustments based on mutual agreement with the customer. This significantly reduces fraud, disputes, and chargeback risk compared to traditional card payments. **Can online stores use CeyPay?** Yes. CeyPay supports WooCommerce-based online stores. Merchants can get started quickly using the CeyPay WooCommerce plugin, with other integrations planned for the future. --- ## Affiliate Program CeyPay runs an affiliate program for partners who refer merchants. Affiliates earn commissions on successful merchant referrals. Apply at https://www.ceypay.io/affiliate. --- ## Community CeyPay has a community of 1,000+ active members. Merchants and users can connect via: - Telegram: https://t.me/ceypayio - Twitter/X: https://x.com/ceypayintern - Instagram: https://www.instagram.com/ceypay.io/ - TikTok: https://www.tiktok.com/@ceypay.io - LinkedIn: https://www.linkedin.com/showcase/ceypay/ --- ## Legal **Privacy Policy:** https://www.ceypay.io/legal/privacy Ceylon Cash (Private) Limited collects merchant registration details, transaction data, and usage information to operate the CeyPay service. Data is not sold to third parties. Merchants receive LKR; Ceylon Cash handles all crypto-side processing. **Terms of Service:** https://www.ceypay.io/legal/terms Use of CeyPay services is governed by the terms set out by Ceylon Cash (Private) Limited. --- ## Developer / Integration Documentation Full API and merchant integration documentation is available at https://www.ceypay.io/docs WooCommerce plugin available for online store merchants.